Disability insurance

 
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Tips for buying funeral insurance

Don't want to go to your grave in pink satin? Then consider buying a burial policy that allows you to choose and pay for everything ahead, from the coffin or urn to the flowers at the service.Have you ever imagined what your funeral would be like? What kind of service there would be? Or even what kind of coffin you would prefer? Morbid? Perhaps. Unreasonable? Not at all. There are plenty of reasons to preplan and, if possible, prepay your final arrange...

Can I drive legally without insurance?

NO! Almost every state requires you to have auto liability insurance. All states also have financial responsibility laws. This means that even in a state that does not require liability insurance, you need to have sufficient assets to pay claims if you cause an accident. If you don’t have enough assets, you must purchase at least the state minimum amount of insurance. But insurance exists to protect your assets. Trying to see how little you can get by with can be very shortsighted...

What is private indemnity insurance?

Private indemnity or 'fee for service' insurance can be obtained by individuals on their own, or through groups, such as employers or associations, and allows some level of choice of health care provider by the insured. When private indemnity insurance offers a more limited choice of providers, is it is ty...

Basic Terms and Types of Equine Insurance

Before researching equine insurance, it is important to understand some basic insurance terminology. The basic terms include:Insured: You, the individual purchasing the insurance. This can be the owner or a non-owner user of the horse. Insurer: The company providing the insurance policy and related services. Premium: The fee paid by you, the insured, to the insurer to maintain coverage. Deductible: A pre-determined sum that is excluded from an insurance settlement. You can lower yo...

Whole Life Insurance Policy Information

Whole life insurance policies provide lifelong protection and are known by a variety of names:Permanent Life Insurance Ordinary Life Insurance Standard Life Insurance Universal Life Insurance Adjustable Life Insurance Variable Life Insurance Survivor Life Insurance As long as you pay the necessary premiums, the death benefit always will be there. These policies are designed and priced for you to keep over a long period of time.NOTE: If you don't intend to keep your life insurance policy for ...
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