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The basics of life insurance
A large number of us purchase life insurance for the simple reason that we want our loved ones to be financially secure after we die, and we don’t want our deaths to be the cause of financial insecurity - whether because of the funeral costs themselves, or the lack of whatever income we provide. When it comes to estate planning, cash accumulation, wealth transfer, and estate tax liquidity, life insurance should be considered a life saver - so to speak - for achieving these goals, and...Understanding horse insurance responsibilities
Whether a horse is purchased for personal or business reasons, ownership represents a significant investment of time, money and resources. While no one likes to think about the potential for tragedy, horses seem to be prone to illness, accidents and injury. Should some peril befall your horse, nothing may ease the emotional burden, but wise planning can help reduce the economic impa...Spitzer to File Insurance Suit Friday
By Joseph A. Giannone NEW YORK (Reuters) - New York Attorney General Eliot Spitzer will file a lawsuit as early as Friday against an insurance company, the second suit stemming from his sweeping probe into bid-rigging in the industry, Spitzer told Reuters on Friday. Spitzer on Oct. 14 filed suit against Marsh & McLennan Cos. (MMC.N: Quote , Profile , Research ) , accusing the world's largest insurance ...Dental Insurance Programs
Indemnity PlansPreferred Provider PlansHMO PlansDiscount PlansDental Indemnity InsuranceThese are the traditional fee-for-service insurance plans. You pay a monthly premium to an insurance company and in return it covers a portion of your dental expenses. Some typical features of these plans:High deductibles before coverage begins (well-designed plans don't apply the deductible to preve...Unemployment Insurance
Unemployment insurance is generally a passive insurance in the United States, because unemployment insurance premiums are deducted from the employee’s paycheck without the employee having to sign up or ask for the deductions to take place. In fact, as long as the worker is employed, he may look with disgust on the unemployment insurance premiums that are deducted from his paycheck every two weeks. He could go to a movie with the money that is deducted for his unemplo...
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